SME Finance
IFIL extends Small and Medium Enterprise (SME) Financing to cater their business needs. SME is an investment scheme for the purpose of machinery raw materials/ goods /commodities and/or fixed asset purchase to the small and medium sized trading, manufacturing, service, agriculture, non-farm activities, agro based industries etc. Some of the preferred terms and conditions are as follows:-
Business having good prospects and cash flow as well as profitability.
Investment amount - as per business requirement and credit worthiness of the customer.
Tenure - maximum 48 months.
Profit rate - 15%-18% depending upon the cash flow of customers.
N.B: Profit Rate 10% for Women Entrepreneur.
Investment Products
Lease Finance
Real Estate Financing
Bai-Muajjal Financing (BAIM)
SME Finance
Project Finance