IFIL extends Small and Medium Enterprise (SME) Financing to cater their business needs. SME is an investment scheme for the purpose of machinery raw materials/ goods /commodities and/or fixed asset purchase to the small and medium sized trading, manufacturing, service, agriculture, non-farm activities, agro based industries etc. Some of the preferred terms and conditions are as follows:-

Business having good prospects and cash flow as well as profitability.

Investment amount - as per business requirement and credit worthiness of the customer.

Tenure - maximum 48 months.

Profit rate - 11% depending upon the cash flow of customers.